美国银行中心-作文地带供图

No 5. Bank of America Corp.

　　美国银行集团

　　Say this about Bank of America chief Brian Moynihan: He certainly knows how to talk the talk. In his letter to shareholders, Moynihan went out of his way to thank U.S. taxpayers for making $45 billion in TARP funds available. He also described how he is working closely with 'policy leaders' on financial reform. Whether he can walk the walk - i.e., turn around BofA's fortunes - is another matter. While the company did repay its TARP loan in December, it is still sitting on billions of dollars of vulnerable residential and commercial mortgage debt - one reason the company spent 8,000 words discussing risk in its annual report.

　　可以这样说美国银行首席执行官布莱恩?莫尼汉这个人：他很会说话。在给股东的信中，莫尼汉特地感谢美国纳税人，正是由于他们，美国银行才获得了450亿美元的不良资产援助资金。他还说自己如今正在金融改革方面同“政策领导人”紧密合作。不过他是否能做好，比如转变美国银行的境遇，就是另外一回事了。虽然美国银行的确在去年12月偿还了援助资金，但是它仍然有数十亿美元的高风险住房与商用房房贷，这也是为什么它要在年度报告中花8000字来讨论风险了。