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How to budget your money well?
Most students can not make ends meet at the end of every month. Usually, it’s not because they haven’t got enough money, but because of their careless way of spending it. Due to this, it’s necessary for us to form a good habit of consumption. One of the effective ways is to budget our money responsibly. So how can we manage it?
To start with, we need to work out the total amount of money we have. Only with the exact figure is it possible for the following steps.
The second step is to determine the expenditures, carefully and comprehensively. First of all, make a list and divide the money into several parts based on where it is spent, such as food, clothes, transportation and so on. Pay attention that the items of the list should not be too generous or too detailed. And then, take notes of every day’s expense and compare it with the list. Check your list if necessary so as to make it more reasonable. For example, you need to arrange more money to buy the books at the beginning of each term, and when December comes, the expense on gifts will be greater than usual. Once the list is done, try your best to balance the budget. From Joozone.com.
In addition, a good list should always include a special budget in case of emergency. So that when an accident happens unexpectedly, there won’t be so much worry about money.
By the way, budget is not the work for those rich guys only. It is more a matter of attitude. As soon as you learn to carefully plan the expense of money, with the right method and positive attitude, you will live as well as a rich people.
(建议：英语作文)